Capital Allocation & Opportunity Yield
Capital that isn't working is a decision, whether or not you meant to make one.
Two positions can both be "fine" and still not be equal. One might be quietly compounding. The other might be sitting still while something else, right in front of you, is working harder for every unit of capital in it.
This capability develops the habit of asking that question on purpose — not just for new money, but for what you already hold.
Same rhythm: See where the score points, interpret what's actually being measured, decide whether that changes what you do next.
Capability Lens 1 — Where is capital working hardest today?
Capital Allocation opens with one headline: today's single best home for new capital, and an Opportunity Yield score out of 100. That score isn't a price target or a tip — it's a composite of momentum, valuation, and phase, built to answer one narrow question: right now, is this a harder-working place for a unit of capital than where it already sits?
INTERPRET. It tells you where new capital is best deployed today. It doesn't automatically tell you to sell the 65 — conviction, entry price, and tax or transaction cost all sit outside this one number. A yield gap is a prompt to look closer, not an instruction.
Capability Lens 2 — Are your existing holdings still earning their place?
This is the panel most people skip, and it's the one built specifically for what you already hold. Every position you're carrying gets the same Opportunity Yield treatment — scored, tagged HELD, and given a graded read: working hard, adequate, or underworking capital.
INTERPRET. An "adequate" read isn't a warning — it means hold, no rotation forced, but points at the specific name currently offering a harder-working home for new capital. An "underworking" read is stronger: it names a real alternative and tells you to validate it against your own entry and stop before moving anything.
Capability Lens 3 — What separates held capital from new capital?
Scroll further and every asset — held or not — gets an actual naira or dollar allocation, sized by conviction, alongside Trim and Stop levels and an Execution Intelligence entry band (best entry range, slippage risk, demand strength).
INTERPRET. The allocation shown for a HELD name describes capital already deployed — it's descriptive. The allocation shown for a name you don't hold describes a suggested sizing for new capital — it's prescriptive. Reading both the same way is the single most common misread of this panel.
Capability Lens 4 — When does a rotation actually make sense?
Capital Rotation either names a specific move or says plainly that current holdings are positioned well relative to what's available. "No rotation recommended" is a real answer, not a placeholder — it means the system checked and found nothing worth disturbing a working position for.
Capability developed
After this capability, you should be able to:
- Read an Opportunity Yield gap as a prompt to investigate, not an instruction to act.
- Tell the difference between an allocation describing what you hold and one suggesting what to add.
- Recognize "no rotation recommended" as a genuine, checked conclusion — not an empty state.
If every position in your portfolio scored below 60 on Opportunity Yield tomorrow, would you know it — or would you only find out the next time you happened to check?
Every completed capability becomes part of your development journey. Over time, your profile reflects not only the capabilities you've explored, but the way your investment thinking has evolved.
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